Make your tenantshappier and yourjob easier

A free rent payment platform for landlords across the UAE. Tenants pay by credit card and earn rewards — you receive 100% of rent on the due date, zero fees deducted.

WhatsApp us

Trusted by

20,000+tenants

Your tenants want flexibility and rewards. You want guaranteed security. Tern gives you both — at no cost to you.

For your tenants

Pay by credit card

Any UAE-issued card, no bank transfer hassle

Earn rewards

Points on every rent payment, every month

Split when needed

Request installment flexibility*

Zero
fees*

For you

100% on the due date

Straight to your bank account, always in full

No admin overhead

Automated collection, reconciliation, and SOA

Earn on flexibility

Additional revenue when tenants request flexibility.

*Optional services beyond standard rent payment may carry a fee to the tenant.

The only payment and rewards
platform designed for rent

Guaranteed on time

100%

Straight to your bank account. No deductions, no delays.

Apt 4B — Al Reem Island

AED 18,500PendingPaid ✓

Apt 12A — JBR

AED 12,000PendingPaid ✓

Villa 3 — Mirdif

AED 24,750PendingPaid ✓

Fewer late payments

↓40%

When tenants pay by card, they pay on time.

Less admin overhead

↓30%

Automated collection, statements, reconciliation.

Chase rent payment

Send monthly statement

Reconcile transfers

Higher portfolio yield

↑5%

More on-time payments, fewer vacancies, new income streams.

See everything.
Chase nothing.

The Tern portal gives you a live view of every payment across your portfolio. Who’s paid, what’s pending, what’s coming — without a single follow-up call.

Manage multiple properties in one place

See who's paid and who hasn't

Statements in Arabic and English

Know the moment rent lands

Give your team the access they need

Collect non-rent fees too

How to get started

Live in 1–2 days — we handle the heavy lifting.

Book a 30-minute demo

Walkthrough of the portal and the rewards programme.

We prepare your materials

Customised marketing materials for your buildings — production and distribution on us.

Tenants get access

Give us approval to distribute across your buildings and digital channels.

Monitor and earn

Track payments and manage requests from your portal.

Let’s talk about your portfolio

Book a 30-minute demo or reach out directly.