1250 points rewarded to the first 500 signups
1250 points rewarded to the first 500 signups
Dubai tenant? Join for free in under 2 mins – earn up to 2% of your rent in rewards!
Dubai tenant? Join for free in under 2 mins – earn up to 2% of your rent in rewards!
Dubai tenant? Join for free in under 2 mins – earn up to 2% of your rent in rewards!
Tern transforms the rental experience with smart features, seamless management, and perks that put you — the renter — first
Tern transforms the rental experience with smart features, seamless management, and perks that put you — the renter — first
Tern transforms the rental experience with smart features, seamless management, and perks that put you — the renter — first
Join Now
Join Now
1250 points rewarded to the first 500 signups
Dubai tenant? Join for free in under 2 mins – earn up to 2% of your rent in rewards!
Tern transforms the rental experience with smart features, seamless management, and perks that put you — the renter — first
Join Now
How it works
How it works
How it works
Turn rent into rewards
Pay rent with a credit card in the UAE and earn points every month. Use the Tern Rewards app to unlock reward points, enjoy cashback, and streamline how you collect rent online. Whether you're a tenant or landlord, paying rent using a credit card makes every transaction work smarter for you.
Pay
Using your UAE issued Visa or Mastercard credit card with no hidden fees
Earn
Get up to 2% of your annual rent back in redeemable points
Redeem
Spend your points with your favorite merchants or as cashback against future rent payments!
Add your credit card details
Add your UAE issued Visa or Mastercard credit card. Your card will be verified through our UAE Central Bank approved Payment Services Provider
Download Tern App And sign up
Download Tern App and sign up
Download Tern App And sign up
Download Tern App And sign up
Download the Tern Rewards application from the Apple App Store or Google Play Store and sign up using UAE PASS to create an account
Download the Tern Rewards application from the Apple App Store or Google Play Store and sign up using UAE PASS to create an account
Download the Tern Rewards application from the Apple App Store or Google Play Store and sign up using UAE PASS to create an account
Upload your Ejari
Upload your Ejari
Fill in your
tenancy info
Upload a digital copy of your Ejari and select the payment frequency as agreed with your landlord. Ensure it is the original pdf Ejari downloaded from the DLD website
Upload a digital copy of your Ejari and select the payment frequency as agreed with your landlord. Ensure it is the original pdf Ejari downloaded from the DLD website
Upload a digital copy of your Ejari and select the payment frequency as agreed with your landlord. Ensure it is the original pdf Ejari downloaded from the DLD website
Add your landlord's IBAN
Add your landlord's IBAN
Add your landlord's IBAN
Add the local IBAN of your landlord, ensure the IBAN belongs to the same person / entity as mentioned on the Ejari certificate
Add the local IBAN of your landlord, ensure the IBAN belongs to the same person / entity as mentioned on the Ejari certificate
Add the local IBAN of your landlord, ensure the IBAN belongs to the same person / entity as mentioned on the Ejari certificate
Add your credit card details
Add your credit card details
Add your UAE issued Visa or Mastercard credit card. Your card will be verified through our UAE Central Bank approved Payment Services Provider
Add your UAE issued Visa or Mastercard credit card. Your card will be verified through our UAE Central Bank approved Payment Services Provider
Get rewarded instantly!
Get rewarded instantly!
Get rewarded instantly!
Earn points instantly with every payment, and redeem with 200+ of your favorite merchants!
Earn points instantly with every payment, and redeem with 200+ of your favorite merchants!
Earn points instantly with every payment, and redeem with 200+ of your favorite merchants!
What about my landlord ?
Ask them for their IBAN
Zero cost or hidden fees
No extra work!
No extra work!
No extra work!
Cheques can remain as security in case of default or delays
Money will be received on rent day, in full, through bank transfer
Turn your rent into a
Turn your rent into a
Turn your rent into a
vacation
Furniture
new iPhone
night out
vacation
vacation
Furniture
new iPhone
night out
vacation
vacation
Furniture
new iPhone
night out
vacation
vacation
Furniture
New Phone
night out
vacation
vacation
Furniture
New Phone
night out
vacation
Long gone are the days where you pay rent and get nothing in return. With Tern, you can turn your rent into a vacation, flight back home, or even the latest iPhone
Long gone are the days where you pay rent and get nothing in return. With Tern, you can turn your rent into a vacation, flight back home, or even the latest iPhone
Long gone are the days where you pay rent and get nothing in return. With Tern, you can turn your rent into a vacation, flight back home, or even the latest iPhone
Long gone are the days where you pay rent and get nothing in return. With Tern, you can turn your rent into a vacation, flight back home, or even the latest iPhone
Tern's featured partners
Your rewards, powered by 200+ of your favorite merchants
Tern's featured partners
Tern's featured partners
Your rewards, powered by 200+ of your favorite merchants
Your rewards, powered by 200+ of your favorite merchants
Join us now!
Join us now!
Join us now!
Join us now!
Download our App on your iOS or Android device
Download our App on your iOS or Android device
Download our App on your iOS or Android device
Download our App on your iOS or Android device
A zero-cost rental payment and rewards platform—no credit card fees, guaranteed
A zero-cost rental payment and rewards platform—no credit card fees, guaranteed
A zero-cost rental payment and rewards platform—no credit card fees, guaranteed
A zero-cost rental payment and rewards platform—no credit card fees, guaranteed
Tern is a REES participant for real estate innovation under Dubai Land Department
Tern is a REES participant for real estate innovation under Dubai Land Department
Tern is a REES participant for real estate innovation under Dubai Land Department
Tern uses UAE Pass to verify and authenticate users
Tern uses UAE Pass to verify and authenticate users
Tern uses UAE Pass to verify and authenticate users
Tern uses a UAE central bank regulated Payment Service Provider to facilitate rent payments
Tern uses a UAE central bank regulated Payment Service Provider to facilitate rent payments
Tern uses a UAE central bank regulated Payment Service Provider to facilitate rent payments
All tenancies are verified by Ejari before approval
All tenancies are verified by Ejari before approval
All tenancies are verified by Ejari before approval
Can I pay monthly instead of my current payment frequency?
Can I use my debit card or american express instead of credit card?
How is Tern different than my current property management solution / app?
How does the landlord guarantee future payments similar to the current payment method of post dated cheques?
As a landlord, how is my utilization and yield improved?
Can I pay monthly instead of my current payment frequency?
Can I use my debit card or american express instead of credit card?
How is Tern different than my current property management solution / app?
How does the landlord guarantee future payments similar to the current payment method of post dated cheques?
As a landlord, how is my utilization and yield improved?
Can I pay monthly instead of my current payment frequency?
Can I use my debit card or american express instead of credit card?
How is Tern different than my current property management solution / app?
How does the landlord guarantee future payments similar to the current payment method of post dated cheques?
As a landlord, how is my utilization and yield improved?
Can I pay monthly instead of my current payment frequency?
Can I use my debit card or american express instead of credit card?
How is Tern different than my current property management solution / app?
How does the landlord guarantee future payments similar to the current payment method of post dated cheques?
As a landlord, how is my utilization and yield improved?
Can I pay monthly instead of my current payment frequency?
Can I use my debit card or american express instead of credit card?
How is Tern different than my current property management solution / app?
How does the landlord guarantee future payments similar to the current payment method of post dated cheques?
As a landlord, how is my utilization and yield improved?
What About My Landlord ?
Ask them for their IBAN
Zero cost or hidden fees
No extra work!
Cheques can remain as security in case of default or delays